The legal and economic effects of coronavirus have had an impact on the property market. Social distancing restrictions have made open inspections and in-person auctions impossible. The results: prices are down, and sales volumes are down, as home owners take their properties off the market. This is certainly not good…
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The cash rate decision for May has been announced by the RBA with the rate unchanged at 0.25%. The Bank has previously signaled it considers the current rate to be the floor, with many analysts predicting it will remain at this level for some time as the economy recovers from…
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As we all adapt to the COVID-19 situation, I'm set up to help you now over the phone and with a range of online tools and calculators to support you through these difficult times. Here's some questions I can help answer: Thinking about purchasing or refinancing? Can I save repayments…
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The Big Four Banks, ING, ANZ, NAB, Westpac and CommBank are all cutting fixed rates to the low-2% p.a. range , reaching record breaking low rates. However, over the course of the past few weeks, the small lenders such as Freedom Lend, Unibank, and Ubank, have taken the spot light,…
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A small business breakdown of the government’s economic stimulus In response to the economic impact of the coronavirus, the Australian Government has, so far, introduced two stimulus packages to assist small and medium businesses. Here’s what you need to know. How the government stimulus might help your small business For…
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What’s the impact on Australian home owners The major banks are all offering relief for their borrowers. Below are the details as of the first of April. Interest rate offers aren't included for two reasons. Firstly, they change on a regular basis. Secondly, the purpose of this article is to…
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The clock is still ticking on the superannuation amnesty. Here's what you need to know. After a marathon two years, the Federal Government has enacted the Treasury Laws Amendment (Recovering Unpaid Superannuation) Act 2020 (Cth) , giving businesses six months to self-report Super Guarantee shortfalls spanning July 1, 1992 -…
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Grab a lifeline At a time when Australian businesses desperately need cash flow, the government has moved to make it as simple as possible to access funding. Business owners need to know what is available and how they can take advantage of unprecedented access to capital. The Australian Government is…
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The cash rate decision for April has been announced by the RBA with the rate unchanged at 0.25%. Just 19 days ago the RBA announced a .25% emergency cut in response to the economic threat posed by the COVID-19 crisis, reducing the rate to its lowest ever level. In response…
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